The market is so high. Is it the right time to invest if I want to invest for 3 years?

Gold, Silver, Real estate and stock all are kinds of investment.

Similarly, think Gold price is high. Is it right time to invest for 3 years.

Similarly you want to buy a plot of land, real estate. Price is high but you want to invest for 3 years.

So gather all the information about which share, stock, debenture, derivative, cash market, or commodity you want to invest.

Got information about it, apart from the fact the price is high, now what is the returns your expecting.

Say you brought piece of land, price was high. But still you brought land and as you expected it grew and after you brought price increase to say from 1 million to 10 million.

You will sell it, or

Hold it and expect it grow further or,

So you have plan.

If price of land decreased from 100000 to 60,000 you will sell it.

Or hold it thinking it will bounce back.

Or you will buy some more land hoping that as soon as price increases, losses will recover.

For final decision your the best person, because i want to invest in stock for just decent returns in 3years, some one for high returns in 3 years, someone because they think a certain stock will do well in that 3 years.

All will have their plans for both profit and loss situations.

This is what you have to keep in mind and invest.

Generally, speaking, since you said markets, i will invest in broad market or index market funds or shares as india is good growing market. I expect it grow further.

Losses or correction can happen.

But i expect market to grow another 15–18 percent from current numbers.

But as said keep profit booking plan and loss exit plan apart from 3 year horizon in mind.

Say suppose you want goto interview, its must but weather dint permit.

You took cab, but broke down.

You called and told situation.

So either they gave another chance or you missed it.

So same be prepared for both situations in shares, why is that people only think i want returns, it can never happen.

Even Warren Buffet lost money.

Other day facebook shares fell 16.2 billion, this is the money most hardly even earn in our lives.

So plan and invest.

I would say invest say e.g. 1000 and if it drops to 6,00 i would sell. 40 percent loss, i am okay to take based on market readings.

If it reaches 1300 within 3 years (30 percent), i will take 1100 and invest 200 (20 percent returns) and again replan my profit and loss plan for that 200 (20 percent returns) and remaining time frame left in that 3 years.

But this again for an amount of 1,000. So you choose how much you are okay to lose, how much returns you expect and whats your profit book and loss exit plan.

But expect another 15 to 18 percent returns, subject to loss of 5–10 percent.

Sensex up 102 Points up Near Record Highs Powered by Gains

The BSE Sensex notched up yet another century and ended 100 points higher on the prospects of the Index of Industrial Production (IIP) data and consumer price Inflation, which will be announced later in the evening at 5.30pm. The BSE index Sensex ended at 25,576.21, up 102.32 points and the 50-share NSE index Nifty ended at 7,649.90, up 23.05 points.

The chart toppers this evening were held by Hindalco BSE 3.78 % (up 3.72 per cent), Sun Pharmaceuticals (up 2.86 per cent), HDFC (up 2.56 per cent), HDFC Bank BSE 2.37 % (up 2.43 per cent) and Maruti (up 1.97 per cent) were among the major gainers in the Sensex. While the downside was led by Bharti Airtel BSE -3.57 % (3.92 per cent), Axis Bank BSE -1.90 % (1.97 per cent), Coal India BSE -2.31 % (1.72 per cent), BHEL BSE -1.17 % (0.77 per cent) and Infosys BSE -0.38 % (0.64 per cent) among the top index losers.

The Sensex finally seems to cool off from the record high by shedding almost 110 points in the previous session, recovered 55.77 points or 0.22 per cent to 25,529.66 in early trade. Analysts say this could well be the trend going forward and the market may consolidate as inflows from FII’s are going down. Following the lines of the broader market, the BSE Midcap Index was up 0.52 per cent and the S&P BSE Small cap Index closed 0.36 per cent.

Meanwhile Shares of Infosys seem to be unperturbed after the company announced Vishal Sikka as the next CEO & MD of company. NR Narayana Murthy, who was appointed to a five-year term, will step down as Executive Chairman this Saturday, on June 14.

In spite of the Indian markets ending on the higher side, the trading was choppy amid profit-booking. Oil stocks continued their high run on the back of policy reforms in the sector by the newly elected Modi government.

From the start of this year, BSE Sensex has put on over 20.81%, with foreign institutional investors (FIIs) being the main ingredient with purchase of $9.31 billion from the local equity markets. The market breadth was positive on the BSE with 1743 gainers against 1360 losers.

Reserve Bank of India (RBI) Deputy Governor H R Khan said on Thursday that they are not considering raising the foreign investment limit in Government any time in the near future, "Right now there is no such discussion," Mr Khan said, in response to a question on raising the foreign institutional investment (FII) limit in government debt, on the sidelines of a banking seminar.

Currently there is an permit of up to $30 billion in government bonds, of which $20 billion is for all and $10 billion is allowed for only particular investors like foreign central banks, sovereign wealth funds, pension funds and insurance funds. However, the $20 billion has been already been breached on the back of an auction of the residual 71.52 billion rupees on Wednesday.