How is the career as an insurance agent in India?

I see why you are asking this question. There is a career for everything, we just need to choose the right career. Anways, coming to your question of scope as insurance agent, yes times are good and bad as well.

Good

1. Indians are increasingly becoming financially sound and realize the importance of insurance. Google for insurance coverage of Indians and you will find that not even 30 percent of Indians are having insurance.


2. The current Indian population has an average age of 25 which means most of them need to secure their future post marriage, aging parents, future commitments, kids education etc. So there is huge scope.

Bad

1. Lot of policies to choose from.


2. Agents are irritating, nothing against them but this is the general perception right.


3. No money right now to buy policy. Indians still most of us don’t plan financially, like how we plan for a trip. Got the big picture. One unexpected untoward event and entire life is upside is down. I am not saying financially planned people are safe but they are better prepared. See its like most of us have vehicle insurance but life insurance, trust me…Majority of the people who own vehicle in India will have motor insurance but ask them about life insurance..etc…you will know..what i mean. And insurance is just one part of financial planning what about savings, retirement, medical insurance, emergency funds and finally investments to realize our financial goals..etc..forgot kids education. and list just goes on….but at least some of the basics we have to cover it…


4. Renewal problem, customers ignore to renew the policy next year.


5. Tough to get a customer India, it is built in most of us. Atleast that is what i noticed. In our country, we have this insecure feeling why should i buy from this agent, i will buy later or elsewhere. The biggest problem is selling the policy.I know this is not the answer you were expecting and the answer looks very generic. With all respect to your question, as i said it is not about insurance agent career is good or bad. I am saying there is scope for insurance in the first point itself. Matter close. So now you see what you can do. I just put some negatives as well, which most of us are aware for a balance.
   
    
   
   For this you have to find a solution…So you see, there is demand for insurance right, but then what is the problem in selling. Now its up to you whether you can find a solution to sell the policies as agent. Because even if say the solution, like say you joined a insurance company they will say sell, train you but end of the day you are the one who has to go on the field and sell..So now that you know what to do..it is upto you to HOW YOU DO…IT